Toyota Extended Warranty tips for used cars


While buying a used Toyota, the things to be considered mainly include, whether to buy a Toyota Extended Warranty or not. Some advise you not to buy one, while some suggest that it is a must. And the matter soon becomes confusing.

It’s true that an extended warranty isn’t always a good investment. But in case of a used car, it is worthwhile and offers a great peace of mind. Here are tips regarding whether you should buy a Toyota extended warranty or not, and if you should, what to consider.

Not to Keep Many Expectations

It happens often that buyers of used Toyota are often disappointed to see that a lot of things are excluded from the extended warranty coverage, though the program is famous as the best. Things excluded may be brake rotors, brake pads, upholstery, clutches, oil changes and light bulbs.

But if you think that only because it is a used car extended warranty, these things are excluded, you are mistaking, because several new car warranties too don’t cover these items. This is because most of these things are supposed to be “wearable” and are not included in any type of warranty, whether it is a new or a used Toyota.


Make Sure that Big Items are Covered

While hunting for a good used Toyota extended warranty, it becomes extremely important to check whether the extended warranty in question covers the items that are most prone to breakage and/or the most expensive to repair. The largest items are, obviously, the engine and transmission of the vehicle. Any warranty that doesn’t cover these two is not worth considering.

However, engine and transmission are not the only potentially breakable and expensive-to-repair items. You should check some more items too whether they are covered by the warranty, including major suspension parts, electrical features like navigation system or air conditioning. This is particularly important if your car has a lot of equipment.

Exclusionary Warranties

There are two types of extended warranties – inclusionary and exclusionary. Out of these, the latter, i.e. exclusionary warranties are strongly recommended because they are more comprehensive. Normally they precisely enlist what is not covered by them, whereas inclusionary warranties only cover the listed items.

Find the Warranty Company

Before you buy a used car warranty, it’s highly advisable that you do an online research about the warranty company. It’s true that every product has good as well as bad reviews, but too many bad reviews is a definite red signal, so you should turn to another provider.

Extended Warranties on Toyota

Toyota itself too offers extended warranty and by far, it’s best to buy an extended warranty for a Toyota from them. Toyota has extended warranty plans like:

  1. Platinum Plan: This plan offers maximum peace to buyer’s mind because it covers literally all components. The term ranges from 3 years or 50,000 miles to 8 years or 1,25,000 miles.
  2. Gold Plan: This plan covers major components. Its term ranges from 3 years or 50,000 miles to 8 years or 1,25,000 miles
  3. Powertrain Plan: Under this plan, components like transmission, engine and axle-assembly components are covered. Its term is 6 years or 1,00,000 miles.

Vehicle’s Reliability Ratings

This is another major factor you should check to decide whether or not you should buy extended warranty. There are many rating systems where you can do that. But if your used Toyota has been rated high by these systems, it doesn’t mean that you need not buy an extended warranty, as problems can occur, however high ranking the product gets. And if upon breaking down, it would be going to put a heavy load on your pocket, it’s better to take care beforehand.

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